There's finally a better way to get your money back

The Xclaim Marketplace provides the easiest way to liquidate your bankruptcy claim for cash. No fees, friction, or fine print.


Sell your claims swiftly, securely, and seamlessly

Whether you're a bankruptcy expert or a first-time creditor.

Sign up today

See what they're saying

Claim Sold on 04/12/21

“I was very impressed by the Xclaim experience if I ever have another claim to sell I will definitely use your service”

Claim Sold on 03/19/21

"Very easy and fast"

Claim Sold on 03/15/21

"Simple to use and fast payment"

Claim Sold on 02/02/21

“The buyer sent the bid, and I accepted. The paperwork got signed electronically and 2 days later the money was wired to our account. It was a very convenient process"

Claim Sold on 12/21/20

“I told my colleagues that I signed up on Xclaim and that it doesn't hurt to give it a try”

Claim Sold on 12/14/20

“It took about 15 minutes from start to finish after waiting 9 months.”

Claim Sold on 12/07/20

“Your email made it really easy to proceed. The process was pretty straight forward from the start, we did receive a few other competing offers but Xclaim offered the best rate”

Claim Sold on 11/13/20

"Professional and timely as well as payment"

Claim Sold on 10/27/21

“It took about a week from when my claim was posted to receiving an offer. And I got an offer that I felt was very fair.”


Maximize your opportunity for liquidity

Get paid sooner with Xclaim Marketplace. Our platform helps you increase the visibility of your claims for settlement. Avoid further losses and uncertainty when you sell your claim for cash you can use today.

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Get the Latest Updates

Review all your bankruptcy claims in one place. Gain visibility of their status and stay informed in your bankruptcy case.

View My Claims

Explore opportunities to cash out

Choose the claims you want to liquidate. Request offers by connecting with 40+ verified claim buyers across the Marketplace.

Find A Buyer

Compare multiple offers

Compare competing offers and be notified of changes in real-time. Achieve your settlement objectives by negotiating with claim buyers and accepting on your timeline.

Review Offers

Put it in Writing without the Paper

After accepting an offer, the closing process is quick and seamless with standardized agreements and digital signatures. Simply sign in seconds.

Get Started
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Get Paid Securely

The relevant legal authorities are automatically notified of the claim transfer while your payment from the claims buyer is securely processed.

Take the First Step to Recover Your Funds

Benefits for Claim Holders

Stay Informed

Track your portfolio of claims and stay informed of your cases

Connect with Buyers

Explore opportunities to liquidate your claims out of court

Recover More

Centralize access to buyer competition with controls to negotiate

Recover Faster

Once you have an offer, convert your claim to capital in a few clicks

Transact Easier

Digital contracts and seamless court transfers to close in seconds

Mitigate Risk

Secured payments and reduced uncertainty

Claim Holder Stories and Resources

A Simple, Stress-Free Payout

A/R Supervisor, Marisa, resolves her debt collection stress by selling her company's claim.

Read Her Story
Testing the Market and Avoiding Uncertainty

Business Co-Founder, Abel, settles his claim with certainty by maximizing market competition.

Read His Story
Convenience in Settling Clients' Claims

Bankruptcy Attorney, Peter, discovers a valuable platform that will transform his legal practice.

Read His Story
Cash Recovery to Fund Operations

Credit Manager, Angelica, easily liquidates her claim at the best price to fund company operations.

Read More
Creating Competition to Cut Losses

Healthcare Executive, Joseph, leverages competition and negotiation tact to minimize his losses.

Read More
Turning Bumps into a Breeze

Radio Producer, Darren, quickly sells his claim in just three days so he could focus back on business.

Read More
Moving On, How I Sold my Debt

Business Founder and Lawyer, Jayson, negotiates a higher price with minimal effort to get paid more on his claim.

Read More
5 Reasons it Takes So Long for Payout Recovery in Chapter 11

Get to know the biggest factors and court procedures that impact creditor timelines for recovery.

Read More
What is Creditor Priority & How Does It Work?

Learn about creditor priority levels, how they differ, and how these impact the payment process.

Read More
Ultimate Guide to Filing a Bankruptcy Proof of Claim

Tips on how to file a Proof of Claim Form and why it matters to collecting payment in a bankruptcy case.

Read More
Bankruptcy Claims Trading 101

What is claims trading? And how does it work? In this article, we provide an in-depth overview.

Read More

Frequently Asked Questions

Find answers to the most common questions we receive from claim holders.

Will a Buyer definitely purchase my claim?

Xclaim operates a marketplace of unpaid receivables, litigation claims and other bad debts against companies in bankruptcy to enable claim holders like yourself to circumvent the bankruptcy process and move on faster. On the Xclaim Marketplace, claim holders can connect with verified buyers and selectively sell their claim to the highest bidder. We cannot guarantee that by registering for an account with Xclaim or indicating interest in selling your claim you will receive an offer or that a capital provider will agree to purchase your claim. But, as a registered claim holder, you'll access to the largest network of verified buyers and retain complete control over whether and when to trade your claim—and over the terms of any transaction.

What is the cost to use Xclaim?

We firmly believe that every claim holder should be entitled to recover the highest possible amount on their claim. That is why we charge zero fees to claim holders to register, list, sell, or transfer claims or to access resources on the Xclaim Marketplace.

If Xclaim is free, how does the company earn money?

Capital providers such as financial institutions, investment firms, and hedge funds pay us a fee when they purchase a claim on the Xclaim Marketplace. This is why we can offer our services at no cost to claim holders.

How do I know if a buyer is legitimate and that marketplace transactions are secure?

We independently verify each capital provider before they are registered to access and purchase claims using the Xclaim Marketplace. Using the latest technologies, we ensure a safe environment that protects your data and payment information.

How long will it take to sell my claim?

It depends. While some claim holders receive an offer to sell and close within days, every situation is unique. The timing of interest in your claim depends on macro and micro economic factors as well as the status and timeline of the bankruptcy case in which your claim is filed. By registering with Xclaim, claim holders get access to more options and the best chance at expediting their recovery.

How much can I expect to receive for my claim if I sell it on Xclaim?

It depends. Registered buyers will conduct independent diligence on the value of the debtor's estate available for distribution and other factors that impact the recovery prospects for your claim. If you receive an offer to purchase your claim from a buyer, you have the right to counter,  reject or accept that offer. By registering and creating an account with Xclaim, you can boost the visibility of your claim to attract more buyer competition, which typically results in a higher, quicker payout for claim holders.

After I have sold my claim, do I need to inform the court and/or the claims agent?

When you transact through the Xclaim Marketplace, Xclaim takes the hassle out of trading. We handle all required filings so you can quickly move on with your business. As soon as a trade closes, Xclaim automatically submits the necessary documentation to the court and informs the claims agent in the relevant bankruptcy case.

Is Xclaim a buyer or broker of claims?

Xclaim operates the Xclaim Marketplace and related services but is neither a buyer nor broker of claims. Independent affiliates of Xclaim may purchase claims or broker claims for clients that wish to remain anonymous.